{"sistema":"PRICE","principal":10000,"monthly_rate_percent":1.5,"months":12,"primeira_prestacao":916.8,"ultima_prestacao":916.8,"total_pago":11001.6,"total_juros":1001.6,"schedule":[{"parcela":1,"prestacao":916.8,"juros":150,"amortizacao":766.8,"saldo":9233.2},{"parcela":2,"prestacao":916.8,"juros":138.5,"amortizacao":778.3,"saldo":8454.9},{"parcela":3,"prestacao":916.8,"juros":126.82,"amortizacao":789.98,"saldo":7664.92},{"parcela":4,"prestacao":916.8,"juros":114.97,"amortizacao":801.83,"saldo":6863.1},{"parcela":5,"prestacao":916.8,"juros":102.95,"amortizacao":813.85,"saldo":6049.24},{"parcela":6,"prestacao":916.8,"juros":90.74,"amortizacao":826.06,"saldo":5223.18},{"parcela":7,"prestacao":916.8,"juros":78.35,"amortizacao":838.45,"saldo":4384.73},{"parcela":8,"prestacao":916.8,"juros":65.77,"amortizacao":851.03,"saldo":3533.7},{"parcela":9,"prestacao":916.8,"juros":53.01,"amortizacao":863.79,"saldo":2669.91},{"parcela":10,"prestacao":916.8,"juros":40.05,"amortizacao":876.75,"saldo":1793.15},{"parcela":11,"prestacao":916.8,"juros":26.9,"amortizacao":889.9,"saldo":903.25},{"parcela":12,"prestacao":916.8,"juros":13.55,"amortizacao":903.25,"saldo":0}]}
curl --location --request GET 'https://zylalabs.com/api/13141/loan+calculator+api/26655/amortization+schedule?principal=10000&monthly_rate=1.5&months=12' --header 'Authorization: Bearer YOUR_API_KEY'
注册后,每个开发者都会被分配一个个人 API 访问密钥,这是一个唯一的字母和数字组合,用于访问我们的 API 端点。要使用 贷款计算器 API 进行身份验证,只需在 Authorization 标头中包含您的 bearer token。
| 标头 | 描述 |
|---|---|
授权
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必需
应为 Bearer access_key. 订阅后,请查看上方的"您的 API 访问密钥"。
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无长期承诺。随时升级、降级或取消。 免费试用包括最多 50 个请求。
(年度计费可节省 2 个月 🎉)
使用固定分期法和恒定摊销法计算完整的贷款摊销计划。提供本金、月利率和分期数,并接收每期的利息、摊销和剩余余额,以及已支付的总额。非常适合金融科技、借贷和个人财务应用程序
贷款计算器API返回完整的贷款摊销计划,包括每期还款金额、支付的利息、本金摊销、剩余余额以及贷款期限内支付的总金额的详细信息
Key fields in the response include "principal," "monthly_rate_percent," "months," "schedule" (which contains installment details), "total_pago" (total paid), and "total_juros" (total interest).
The endpoint accepts three parameters: "principal" (loan amount), "monthly_rate_percent" (interest rate), and "months" (number of installments). Users can customize their requests by adjusting these values.
The response data is structured in JSON format, with a main object containing loan details and an array called "schedule" that lists each installment's breakdown, including interest, amortization, and remaining balance.
典型的用例包括个人理财应用程序、借贷平台和需要详细贷款摊销表的金融科技解决方案,帮助用户理解他们的偿还义务
Users can analyze the "schedule" array to track payment progress, assess interest versus principal contributions, and calculate remaining balances, aiding in financial planning and decision-making.
Data accuracy is maintained through consistent calculations based on standard amortization formulas. The API ensures that the results reflect accurate financial principles for fixed installment and constant amortization methods.
Users can expect a consistent pattern where each installment shows a fixed payment amount, decreasing interest, and increasing principal amortization over time, culminating in a zero balance at the end of the term.