CD Rates Finder API

API ID 5843

The CD Rates Finder API provides up-to-date data on the best Certificate of Deposit (CD) rates available, helping users compare banking options and make informed financial decisions.

100% uptime 2,919 ms avg response

API Documentation

Endpoints

Request
This endpoint retrieves a list of the best available companies which offer CD rates.
Endpoint ID: 7660
POST https://api-sneakers-database.zylalabs.com/api/5843/cd+rates+finder+api/7660/get+institutions
INPUT PARAMETERS

Free test requests remaining: 3 of 3.


INPUT PARAMETERS

This endpoint does not require any input parameters.

API EXAMPLE RESPONSE
JSON
{"institutions":["Ally Bank","Barclays Bank","Synchrony Bank","Bank5Connect","Marcus by Goldman Sachs","America First Credit Union","Bask Bank","Quontic Bank","EverBank","LendingClub","American Express National Bank","BMO Alto","TAB Bank","Live Oak Bank","Sallie Mae"]}
Get institutions — CODE SNIPPETS

curl --location --request POST 'https://zylalabs.com/api/5843/cd+rates+finder+api/7660/get+institutions' --header 'Authorization: Bearer YOUR_API_KEY' --header 'Content-Type: application/json' --data-raw '{}'

Request
Retrieve CD rates offered by a specific institution. To get this data, you will need to indicate an institution name given in the first endpoint as a parameter. (For example: Bask Bank).
Endpoint ID: 7661
POST https://api-sneakers-database.zylalabs.com/api/5843/cd+rates+finder+api/7661/search+cd+rates+by+institution
INPUT PARAMETERS

Free test requests remaining: 3 of 3.


INPUT PARAMETERS

institution name
API EXAMPLE RESPONSE
JSON
[[{"institution":"Bask Bank","term":"6-month","rate":"4.45%","apy":"4.45%","min_deposit":"$1,000","fees":"90 days\u2019 simple interest"},{"institution":"Bask Bank","term":"1-year","rate":"4.25%","apy":"4.25%","min_deposit":"$1,000","fees":"90 days\u2019 simple interest"},{"institution":"Bask Bank","term":"18-month","rate":"3.90%","apy":"3.90%","min_deposit":"$1,000","fees":"180 days\u2019 interest"}]]
Search cd rates by institution — CODE SNIPPETS

curl --location --request POST 'https://zylalabs.com/api/5843/cd+rates+finder+api/7661/search+cd+rates+by+institution' --header 'Authorization: Bearer YOUR_API_KEY' --header 'Content-Type: application/json' --data-raw '{"institution name":"Required"}'

Request
Retrieve the CD rates with the highest APY available by institution.
Endpoint ID: 7662
POST https://api-sneakers-database.zylalabs.com/api/5843/cd+rates+finder+api/7662/cd+rates+with+best+apy
INPUT PARAMETERS

Free test requests remaining: 3 of 3.


INPUT PARAMETERS

institution name
API EXAMPLE RESPONSE
JSON
[{"institution":"Barclays Bank","term":"1-year","apy":"4.25%"}]
CD rates with best APY — CODE SNIPPETS

curl --location --request POST 'https://zylalabs.com/api/5843/cd+rates+finder+api/7662/cd+rates+with+best+apy' --header 'Authorization: Bearer YOUR_API_KEY' --header 'Content-Type: application/json' --data-raw '{"institution name":"Required"}'

API Access Key & Authentication

After signing up, every developer is assigned a personal API access key, a unique combination of letters and digits provided to access to our API endpoint. To authenticate with the CD Rates Finder API simply include your bearer token in the Authorization header.

Headers
Header Description
Authorization Required Should be Bearer access_key. See "Your API Access Key" above when you are subscribed.

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Overview

The CD Rates Finder API extracts and delivers the latest CD rates from trusted financial sources, including banks and credit unions. Users can access rates based on term length, APY (Annual Percentage Yield), minimum deposit amounts, and institution names. This API is ideal for personal finance platforms, banking comparison tools, or financial advisors who aim to provide users with accurate and updated CD rate information.

CD Rates Finder API FAQs

This API helps users retrieve and compare the best available CD rates, including APYs, term lengths, and deposit requirements from various financial institutions.

The API provides CD rate details such as the institution name, annual percentage yield (APY), term length, minimum deposit, and last updated date.

The API retrieves and provides the latest CD rate information, ensuring up-to-date and accurate data.

Personal finance platforms, financial advisors, banking comparison websites, or any service that helps users make informed saving decisions.

The CD Rates Finder API allows you to retrieve up-to-date information on Certificate of Deposit (CD) rates, including details such as term length, Annual Percentage Yield (APY), minimum deposit amounts, and the names of the financial institutions offering these rates.

The "get institutions" endpoint returns a list of financial institutions offering CD rates. The "search cd rates by institution" endpoint provides specific CD rate details for a chosen institution, including term, rate, APY, and minimum deposit. The "CD rates with best APY" endpoint returns a list of the highest APY rates available, along with the respective institutions and terms.

Key fields include "institutions" (list of banks/credit unions), "institution" (name of the specific institution), "term" (duration of the CD), "rate" (interest rate), "apy" (annual percentage yield), "min_deposit" (minimum deposit required), and "fees" (any applicable fees).

The response data is structured in JSON format. For example, the "get institutions" endpoint returns a JSON object with an "institutions" array, while the "search cd rates by institution" endpoint returns a JSON object with detailed fields for each CD rate.

The "search cd rates by institution" endpoint requires the "institution" parameter, which should match one of the institutions listed in the "get institutions" response. This allows users to customize their requests based on specific banks or credit unions.

Typical use cases include comparing CD rates across different institutions, helping users find the best APY for their savings, and providing financial advisors with up-to-date information to assist clients in making informed decisions about their investments.

The CD Rates Finder API extracts data from trusted financial sources, including banks and credit unions. This ensures that users receive reliable and accurate information regarding current CD rates.

Users can analyze the returned data to compare CD rates, identify the best APYs, and assess minimum deposit requirements. This information can be integrated into financial tools or platforms to enhance user decision-making regarding savings options.

If an endpoint returns partial or empty results, users should verify the parameters used in their request. For example, if no rates are found for a specific institution, it may indicate that the institution does not currently offer CDs or that the input was incorrect.

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